Port Charlotte Homes under $400,000

Port Charlotte Homes under $400,000

Welcome to Port Charlotte, a hidden gem nestled in the heart of Charlotte County, Florida. This vibrant community offers a perfect blend of serene suburban living and convenient access to the stunning Gulf Coast. Known for its picturesque landscapes and friendly atmosphere, Port Charlotte is an ideal destination for families, retirees, and everyone in between.

One of the most appealing aspects of Port Charlotte is its diverse selection of homes, particularly those priced under $400,000. Whether you’re a first-time homebuyer or seeking a vacation retreat, you’ll find a variety of options that cater to different tastes and lifestyles. From charming single-family homes with lush backyards to modern townhouses that offer low-maintenance living, the real estate market here is brimming with opportunities.

Residents of Port Charlotte enjoy a wealth of amenities, including beautiful parks, scenic waterways, and a variety of recreational activities. Spend your weekends exploring the nearby beaches, boating on the Peace River, or indulging in the local dining scene, which features everything from fresh seafood to cozy cafes.

With its affordable housing options, friendly neighborhoods, and an abundance of outdoor activities, Port Charlotte is not just a place to live; it’s a lifestyle waiting to be embraced. If you’re ready to discover your dream home in this charming community, let us guide you through the exciting real estate opportunities that await you in Port Charlotte!

Newest Port Charlotte Homes under $400,000

14265 Fort Myers Avenue, Port Charlotte
$359,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Under Construction. Discover comfortable Florida living at 14265 Fort Myers Avenue in South Gulf Cove, Port Charlotte. This thoughtfully designed single-family residence features three bedrooms, two bathrooms, and an attached garage, with an inviting open layout that brings everyday living and entertaining together. At the heart of the home, the kitchen features a central island with seating and a dedicated pantry for convenient storage. The adjoining living area and dining nook create a welcoming space for gathering, while sliding glass doors connect the interior to a spacious covered lanai. With approximately 286 square feet of covered outdoor space, the lanai provides an appealing setting for morning coffee, outdoor dining, or relaxing at the end of the day. The split bedroom layout provides separation between the primary suite and the two additional bedrooms. The primary bedroom features a tray ceiling and two walk-in closets, leading to an en suite bathroom with dual sinks, a spacious shower, and a separate toilet compartment. Across the home, two additional bedrooms feature tray ceilings and share a full bathroom with a tub and shower combination. These rooms provide flexibility for guests, a home office, or your everyday needs. A dedicated interior laundry room connects to the garage, adding convenience to the practical floor plan. A covered front entry welcomes you home, while the central living area's 9-foot-4-inch ceiling contributes to the sense of openness. With approximately 1,533 square feet of living area shown on the plans, this South Gulf Cove residence combines a functional layout, generous storage, and inviting indoor and outdoor spaces. An appealing opportunity to make your next home in Port Charlotte.

14265 Fort Myers Avenue, Port Charlotte
22522 Rye Avenue, Port Charlotte
$245,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33980 Zip Code
Discover the potential of this delightful 2-bedroom, 2-bathroom, approximately 1,115-square-foot Florida home, offering the freedom of no HOA fees and an ideal canvas to embrace the relaxed Southwest Florida lifestyle. Situated in a peaceful and established New York neighborhood, the property is conveniently close to US-41, local shopping, dining, parks, and premier boating and fishing destinations, with easy access to historic downtown Punta Gorda, major commuter routes like I-75, and pristine Gulf Coast beaches, making it a wonderful opportunity for a cozy year-round residence, winter retreat, or investment property.

22522 Rye Avenue, Port Charlotte
3369 Harbor Boulevard, Port Charlotte
$219,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
POOL HOME • 2023 ROOF • NO HOA • LIGHT FIXER WITH GREAT POTENTIAL! Opportunity knocks with this 3-bedroom, 2-bath POOL HOME offering great bones and plenty of upside! Whether you're an owner-occupant, investor, seasonal resident, or buyer looking to build equity, this property offers a great opportunity to make it your own. This is NOT a major rehab—just a very light fixer-upper ready for some cosmetic improvements and personal touches. A major bonus is already taken care of with a 2023 ROOF, adding value and peace of mind. Step outside to your private swimming pool and enjoy the Florida lifestyle right in your own backyard! With NO HOA and low property taxes, you'll have the freedom and affordability buyers and investors are looking for. Conveniently located near shopping, dining, boating, fishing, parks and recreation, and within easy reach of the beautiful Gulf beaches. Perfect for a full-time Florida residence, winter retreat, rental, or investment property. POOL + 2023 ROOF + NO HOA + LIGHT FIXER = GREAT OPPORTUNITY! Bring your decorating ideas and make this solid Florida home shine!

3369 Harbor Boulevard, Port Charlotte
2164 Agra Street, Port Charlotte
$292,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33980 Zip Code
Under Construction. NEW CONSTRUCTION - estimated delivery October 2026! SPECIAL INCENTIVES: Up to $18k toward closing costs, rate buydowns, and prepaids when using preferred lender and title. Designed for comfortable Florida living, the Cabbage Key is a thoughtfully crafted three-bedroom, two-bath home offers an open-concept layout that maximizes both space and functionality. A welcoming foyer leads into the heart of the home, where the kitchen overlooks the spacious Great Room and dining area, creating the perfect setting for entertaining or everyday living. The vaulted ceiling enhances the main living space, while sliding glass doors open to a covered lanai, seamlessly blending indoor and outdoor living. The kitchen features a central island with additional seating and plenty of workspace, making it the natural gathering place for family and friends. Privately situated at the rear of the home, the primary suite offers a peaceful retreat with a generous walk-in closet and an ensuite bath featuring dual vanities and a walk-in shower. Two secondary bedrooms, located near the front of the home, share a full bath and provide flexibility for guests or a home office. Located off the kitchen, the laundry room provides direct access to the spacious two-car garage for added everyday convenience. Exterior rendering, photos, & virtual tour are of similar home and are used for display purposes only.

2164 Agra Street, Port Charlotte
2313 Ednor Street, Port Charlotte
$129,999
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
2 BEDROOM WITH 2 BONUS ROOMS, AC 2 YEARS OLD, 2 BATHS, CLOSE TO SHOPPING,

2313 Ednor Street, Port Charlotte
22097 Voltair Avenue, Port Charlotte
$291,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Under Construction. NEW CONSTRUCTION - estimated delivery October 2026! SPECIAL INCENTIVES: Up to $16k toward closing costs, rate buydowns, and prepaids when using preferred lender and title. Designed for comfortable Florida living, this thoughtfully crafted three-bedroom, two-bath home offers an open-concept layout that maximizes both space and functionality. A welcoming foyer leads into the heart of the home, where the kitchen overlooks the spacious Great Room and dining area, creating the perfect setting for entertaining or everyday living. The vaulted ceiling enhances the main living space, while sliding glass doors open to a covered lanai, seamlessly blending indoor and outdoor living. The kitchen features a central island with additional seating and plenty of workspace, making it the natural gathering place for family and friends. Privately situated at the rear of the home, the primary suite offers a peaceful retreat with a generous walk-in closet and an ensuite bath featuring dual vanities and a walk-in shower. Two secondary bedrooms, located near the front of the home, share a full bath and provide flexibility for guests or a home office. Located off the kitchen, the laundry room provides direct access to the spacious two-car garage for added everyday convenience. Exterior rendering, Photos, & virtual tour are of similar home and are used for display purposes only.

22097 Voltair Avenue, Port Charlotte
303 Ellington Street, Port Charlotte
$309,500
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33953 Zip Code
Virtually Staged. Under Construction. NEW CONSTRUCTION -estimated delivery in October. SPECIAL INCENTIVES: 5.49% Fixed interest rate on FHA/VA 30-yr fixed loan with up to $8k closing costs/prepaids paid by builder – OR – get up to $18k toward closing costs, rate buydowns, and prepaids when using preferred lender and title. The Sandpiper is designed for the way you live—comfortable, connected, and full of thoughtful details. The open kitchen, dining, and living areas create an inviting space for family time or entertaining, while the covered lanai extends your living area outdoors. The private primary suite offers a spacious walk-in closet and a relaxing bath with a large shower, and three additional bedrooms provide flexible space for family, guests, or a home office. Quartz countertops in the kitchen & bathrooms, upgraded plank tile flooring throughout the main living areas, a complete stainless steel kitchen appliance package, hurricane-impact windows and doors, and a two-car garage add lasting style, quality, and value throughout. Pictures, renderings, & virtual tour are of similar home & are used for display purposes only.

303 Ellington Street, Port Charlotte
219 Mccabe Street, Port Charlotte
$311,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33953 Zip Code
Under Construction. NEW BUILD - Anticipated Completion Date is DECEMBER 2026. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan ...OR...$25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,650-square-foot (air-conditioned) Fairfield plan is an open-concept floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen of the Fairfield boasts many contemporary features, including upgraded 36” contemporary shaker-style cabinets, a large 8’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, and overlooks an expansive great room, making it the perfect plan for entertaining and day-to-day living. The great room and dining room feature beautiful tile-plank flooring and vaulted ceilings. The owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The three guest bedrooms share a separate bathroom. The Fairfield also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant window and doors.

219 Mccabe Street, Port Charlotte
1477 Biscayne Drive, Port Charlotte
$299,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33953 Zip Code
Under Construction. NEW BUILD. Anticipated completion date is DECEMBER 2026. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,400-square-foot (air-conditioned) Weston plan boasts a well-designed open floor plan that includes three bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 36” contemporary shaker-style cabinets, a spacious 7’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The two guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Weston also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

1477 Biscayne Drive, Port Charlotte
23203 Adela Avenue, Port Charlotte
$302,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Virtually Staged. NEW CONSTRUCTION WITH WARRANTY – Move-in Ready! SPECIAL INCENTIVES: LOW fixed FHA/VA 30-yr fixed financing – OR – get up to $18k toward closing costs, rate buydowns, and prepaids when using preferred lender and title. The Cayo Costa combines open-concept living with a smart split-bedroom layout, offering three bedrooms plus a den and two bathrooms. Perfectly designed for entertaining, the main living area showcases a soaring vaulted ceiling that seamlessly connects the kitchen, dining area, and expansive Great Room. A large freestanding island provides the ideal centerpiece for both casual meals and social gatherings, while sliding glass doors extend the living space to a covered lanai for effortless indoor-outdoor living. The private Primary Suite is a true retreat, featuring two spacious walk-in closets and a well-appointed en-suite bathroom. On the opposite side of the home, two comfortable guest bedrooms share a full bath, ensuring both privacy and convenience. A versatile den with French doors offers the perfect space for a home office, study, or creative flex room. Highlights of the Cayo Costa include: Quartz countertops in kitchen and baths, designer cabinetry with soft-close doors, stainless steel kitchen appliance package, upgraded plank tile flooring in main living areas, hurricane-impact windows and doors, attached 2-car garage with direct laundry access, and more! Pictures, renderings, & virtual tour are of similar home & are used for display purposes only.

23203 Adela Avenue, Port Charlotte
2274 Lakeshore Circle, Port Charlotte
$170,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Delightful 2 Bedroom, 2 Bathroom home with attached one car garage. This light and bright home offers an open and split bedroom floor plan with Living Room with fireplace, separate Dining room with sliding glass doors to the backyard and spacious Kitchen. The Kitchen offers an oven/range, stainless refrigerator, double sink, pantry closet. The Master Bedroom features a walk in closet and private bathroom with walk in shower. The guest bedroom is generous sized with a double closet and the guest bathroom has a tub/shower combination. There is a 15x10 screened porch with fabulous view of the spacious backyard. This home is not in a flood zone and there is no HOA. Utilities are county water and sewer. This home is minutes from shopping, dining, entertainment and waterfront parks.

2274 Lakeshore Circle, Port Charlotte
23407 Abrade Avenue, Port Charlotte
$259,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33980 Zip Code
No need to look any further: you will immediately want to call this upgraded Fero-built, split bedroom floor plan home yours the minute that you see it! Every room offers something special, all upgraded with tasteful & meticulous attention to detail. No stone left unturned in the kitchen! Three bedrooms and two baths, a park-like fenced backyard with an added driveway to the shed, TWO lanai areas, one of which features a spa-ready hot tub experience waiting for you! Tile and luxury vinyl flooring throughout. The sellers high-end taste for luxury shows, including the cedar-lined primary bedroom closet. Newer water heater, roof, underground LP tank for the hardwired generator included, hurricane rated shutters & doors. In a neighborhood of well-kept homes, with nearby shopping, schools, restaurants, and two county parks. Check out the virtual tour and call today for your private showing experience.

23407 Abrade Avenue, Port Charlotte
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